Don't Tell Your Current Bank You're Leaving Them.
It'll only make things awkward.
Hey, Lake Jackson and Brazoria County!
Our branch buildout is under way! We look forward to opening in April 2026. In the meantime, we have special offers you can take advantage of right now! Stay tuned for more!
We're Only Spilling the Beans in Brazoria County... Tell Everyone!
Earn up to 2.78% APY1
Our NEW Performance Money Market is built for members who want their savings to actually perform, not just exist.
Highlights:
- Earn up to 2.78% APY on ALL balances of $25,000 and above. (yes, it's that simple!)
- Stay competitive with a rate that adjusts monthly
- Easy access to your funds whenever you need them
Refi Your Car & Save
Rates as low as 4.99% APR2
Same car. Lower payment. Let’s see if we can beat your current rate and add some money back into your budget.
Highlights:
- Refinance and potentially lower your monthly payment
- Rate match opportunity (up to 2%)3
- 90 days before your first payment4
- $200 bonus available for eligible new members5
Big Thanks. Even Bigger Benefits.
Exclusive Savings for Our Everyday Heroes7
As a thank you to Law Enforcement, Firefighters, EMS Crews, Teachers and Admin Staff, Healthcare Workers, and U.S. Active Military and Veterans we want to help ensure your money works as hard as you do.
Highlights:
- Exclusive offers on CDs, checking, and savings
- Special rates on auto and personal loans
- Closing credit on your new home
Looking for something else?
Outdoor Sportsman Loan
Rates as low as 5.99% APR8
Whether you’re chasing whitetail, reeling in dinner, or just escaping cell service, our Outdoor Sportsman Loan is here for it.
Highlights:
- If you need it - we can fund it from hunting leases, to camping setups, fishing gear, a shiny new kayak and more!
- Get up to $1,000–$20,000 and finally get the gear that makes weekends worth it.
Outdoor Living Loan
Rates as low as 4.99% APR9
Our Outdoor Living Loan helps you bring home the gear that makes outdoor life better — and brag-worthy.
Highlights:
- Use it for things like that mower upgrade, the golf cart you’ve been eyeing, or that tractor that means business.
- Loans from $5,000-$20,000 to get your outdoor upgrade rolling.
Outdoor Adventure Loan
Rates as low as 4.99% APR10
Our Outdoor Adventure Loan is built for fun-seekers, thrill-chasers, and anyone who’s allergic to staying home. With flexible terms, great rates, and zero judgment on how muddy things get, this is how you fund freedom.
Highlights:
- New and used boats, ATVs, RVs, and motorcycles, whatever moves you, we’ll help you make it happen.
- Loans starting at $5,000. That’s all it takes to hit the open road (or water).
- Be sure to add promo code BCADVENTURE25 in the application.
LAKE JACKSON
WE'RE MOVING IN!
A new branch is opening in April 2026!
Have Questions? Give us a call at 281.398.9900.
Members Choice Credit Union
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403-B This Way Street
Lake Jackson, TX 77566
1APY = Annual Percentage Yield. Dividends on Money Market Accounts will be compounded monthly and credited each month. This is a variable rate account. The rate may change after the account is opened. APY is accurate as of February 26, 2026. No monthly fee if a minimum balance of $1,000 is maintained OR aggregate direct deposit of $1,000/month into the same account. Fees could reduce earnings
2APR=Annual Percentage Rate is effective as of January 22, 2026. Terms and Conditions apply.
3Loans subject to credit approval. Rates and terms are for illustrative purposes only and are subject to change without notice and may end at any time. Members Credit Union will match or beat a current external auto loan rate by 2%, as low as 4.99%. Rate can be obtained through additional loyalty discounts. Proof of current rate is required. Changes to ownership and purchases do not qualify. Existing Members Choice Credit Union auto loans are ineligible for refinancing offer. Vehicles must have a Texas title. Other terms and conditions may apply.
4Interest still accrues during this time.
5AUTO LOAN BONUS PROGRAM DISCLOSURES
Offer Eligibility: To qualify, membership must be less than 30 days old and has not previously held a Members Choice membership in the past twenty four (24) months. Membership eligibility required. Must be 18 years or older to qualify. Business accounts and minor accounts not eligible.
Auto Loan Bonus ($200 Refinance): Earn $200 for a refinanced auto loan of $15,000 or more when using promo code NEWREWARDS. Loan must be funded and in good standing within sixty (60) days. Excludes existing MCCU loans . Only one bonus per membership. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
Bonus Payout Timing: Bonus rewards will be paid within thirty (30) days after the end of the qualification period into the primary accountholder’s main savings account, provided all conditions have been met and accounts are in good standing at the time of payout.
Program Changes: Offers are subject to change or withdrawal without notice. Other restrictions may apply. Members Choice reserves the right to modify or end this offer at any time.
6APY = Annual Percentage Yield. View deposit disclosures and fee schedule. Rates effective October 22, 2025. Rates are subject to change at any time without notice. No prior relationship requirement to apply for the Promotional Rate CD account. Additional deposits may not be made after CD opening. On certificates of deposit, a penalty may be imposed for early withdrawal. Fees may reduce earnings. This offer is valid for a limited time only. View deposit disclosure and fee schedule.
7Helping Heroes Savings Program: Offers are subject to verification and are only valid for individuals in the following eligible professions: Educators & School Staff, Healthcare Workers, Law Enforcement, First Responders, Firefighters, Military Personnel and Veterans. Other terms and conditions apply. See link for complete details.
8Annual Percentage Rate (APR) is accurate as of November 13, 2025. Rates are subject to change at any time without notice. The rate shown for this limited-time offer is for up to 12 months and includes all available discounts. No other discounts apply. Other rates and terms are available.
9Annual Percentage Rate (APR) is accurate as of November 13, 2025. Rates are subject to change at any time without notice. The rate shown for this limited-time offer is for up to 12 months and includes all available discounts. No other discounts apply. Other rates and terms are available. A UCC lien is required.
10Annual Percentage Rate (APR) is accurate as of November 13, 2025. Rates are subject to change at any time without notice. The rate shown for this limited-time offer is for 12-36 months and includes all available discounts. No other discounts apply. Other rates and terms are available.
If not currently a Members Choice member, a $5 deposit is needed to establish membership. All memberships are subject to approval.
About Members Choice Credit Union
We are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 85 years, we've been dedicated to empowering families across Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Become a member today to unlock access to all member benefits.
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